This delicious Hot Taco Dip serves as a perfect appetizer, combining the creamy texture of refried beans with the zest of salsa and the bold flavors of taco seasoning. It's further enhanced by a generous helping of melted Monterey Jack and cheddar cheeses.
Once baked to gooey perfection, this flavorful concoction is garnished with fresh cilantro, ripe tomatoes, and spicy jalapeno peppers. It's an ideal party pleaser that can be served as a delectable starter or a complementary side dish at any festive gathering.

This cheesy taco dip is a delicious dip for football season and is a great addition to parties for football games or for a Cinco de Mayo celebration.
Ingredients in Hot Taco Dip
Simple ingredients are needed to make this cheesy baked taco dip.
- canned refried beans
- softened cream cheese
- sour cream
- taco seasoning mix - homemade or packet
- jalapeno peppers - diced and sliced
- salsa - your favorite variety or try this restaurant-style red salsa
- shredded Monterey Jack cheese
- shredded cheddar cheese
- cilantro
- Roma tomatoes
Garnishments for this appetizer dip include your favorite taco toppings as well as black olives, green onions, and tortilla chips.
See the recipe card for the full list of ingredients and directions.

How to Make Hot Bean Dip
Prepare a 9x13 dish - Preheat the oven to 350ºF and spray the 9x13 casserole dish with cooking spray to prevent sticking.
Mix the beans and cream cheese - Mix cream cheese with the refried beans until combined well.
Stir in the remaining ingredients - Stir the sour cream into the cream cheese mixture as well as the salsa and the taco seasoning.
Stir in the two kinds of cheese leaving some to sprinkle onto the top.
Transfer to the baking dish - Spread the mixture out evenly into the prepared baking dish.
Bake - Bake for about 25 to 30 minutes and then remove the dish from the oven and top with additional cheese. Bake for another 5 minutes or until the cheese is melted and bubbly.
Garnish - Add classic taco toppings such as chopped cilantro, tomatoes, shredded cheese, and sliced jalapenos before serving.

Variations in Hot Taco Dip
Meat - Give this hot taco dip recipe a meaty flavor by browning and crumbling beef or adding ground turkey to the refried beans mix.
Different beans - add some black beans to the refried beans to not only add texture but to add more flavor to the dip. Leave the black beans whole or smash them as you stir them into the mixture before baking.
Add more cheese - Want the Hot Bean Dip to be cheesier? Add more cheese, or even add in Mexican Cheeses or pepper jack cheese.
Give it some heat - Kick up the heat in this hot dip recipe by stirring in a can of green chilies, chili powder, hot sauce or even using hot salsa instead of medium or mild salsa.
Use homemade taco seasoning - Swap out the taco packet mix for homemade seasoning.

Crockpot Hot Taco Dip
This Hot Taco Dip can easily be made in a slow cooker by mixing the beans, sour cream, salsa, and taco seasoning and placing the mixture in the crockpot on LOW for 2 to 3 hours. Stir, garnish, and serve as desired.
If adding meat, brown 1 pound of ground beef and crumble it then stir the cooked beef into the beans mixture.
Stir, garnish, and serve as desired.
If adding meat, brown 1 pound of ground beef and crumble it then stir the cooked beef into the beans mixture.

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📖 Recipe

Easy Hot Taco Dip
Equipment
Ingredients
- 30 ounce can refried beans - low fat or regular
- 8 ounces package cream cheese - softened
- 8 ounces sour cream
- 1 package taco seasoning mix
- 2 jalapeno peppers - 1 diced, one sliced
- ½ cup salsa - of choice
- 1 cup shredded Monterey Jack Cheese - reserving some for garnish
- 1 cup shredded cheddar cheese - reserving some for garnish
Instructions
- Preheat the oven to 350ºF and spray the dish with cooking spray to prevent sticking.
- Using softened cream cheese, mix it together with the refried beans until combined well.
- Stir the sour cream into the bean mixture as well as the salsa and the taco seasoning.
- Stir in the two kinds of cheese leaving some to sprinkle onto the top.
- Spread the mixture out evenly into the prepared baking dish.
- Bake for about 25 to 30 minutes and then remove the dish from the oven and top it with additional cheese.
- Bake for another 5 minutes or until the cheese is melted and bubbly.
- Add chopped cilantro, tomatoes, and sliced jalapenos before serving.
Notes
Nutrition
Nutritional information is an estimate based on third-party calculations. Actual values may vary due to ingredients, measurements, and serving sizes.
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Dana is the lead recipe developer and photographer for PopularRecipes.com. With her 10+ years of experience creating, testing, and photographing recipes, she has become an artist in developing wholesome, family-friendly meals that are a hit with both kids and parents.
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